Vermilion Bankruptcy & Debt Lawyer, Illinois

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Andrew Hatch

Divorce, DUI-DWI, Civil Rights, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  24 Years

Angela Christine Vandeventer

Landlord-Tenant, Estate Planning, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  18 Years

Angela Vandeventer

Collection, Estate Planning
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  18 Years

Anna Kaluzny

Accident & Injury, Bankruptcy & Debt, Other
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  15 Years

Brett Kepley

Workers' Compensation, Insurance, Bankruptcy, Personal Injury
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Brian Pondenis

Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  20 Years

Brian Charles Lawlyes

Bankruptcy, DUI-DWI, Traffic, Personal Injury
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  31 Years

Brian Sides

Bankruptcy & Debt, Estate Planning, Elder Law, Estate Planning
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  24 Years

Catherine Yargus

Corporate, Estate Planning, Conveyancing, Commercial Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  18 Years

Charlene Recio

General Practice
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  43 Years

Free Help: Use This Form or Call 800-814-6700

Member Representative

Call me for fastest results!
800-814-6700

Free Help: Use This Form or Call 800-814-6700

By submitting this request, I authorize you to forward my information to multiple potential lawyers and I agree to your Terms of Use and Privacy Policy including the Consent to Receive Automated Phone Calls, Emails and Texts. Information you provide is not privileged or confidential.

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)
A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)
A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

COLLATERAL

Property that guarantees payment of a secured debt.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)
An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)
The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)
A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)
A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FCRA

See Fair Credit Reporting Act.

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