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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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John Alleman

Workers' Compensation, Bankruptcy, Divorce, Medical Malpractice

Status: Licensed: 35 Years

CONTACT

310 E Main Street, Carbondale, IL 62901

Angela Kochan

Business & Trade, Civil Rights, Collection, Estate Planning, Business

Status: Licensed: 26 Years

CONTACT

121 West Cherry Street, Herrin, IL 62948

Scott M. Hendricks

Income Tax, Corporate Tax, Gift Taxation, Bankruptcy

Status: Licensed: 42 Years

CONTACT

206 W College St, Carbondale, IL 62901

Pamela Hicks

Divorce & Family Law, Bankruptcy, Federal Appellate Practice, Medical Malpractice, Eminent Domain

Status: Licensed: 31 Years

CONTACT

310 East Main Street, Carbondale, IL 62901

Lyndon Willms

Bankruptcy & Debt, Reorganization, Bankruptcy

Status:

CONTACT

811 W. Main, Carbondale, IL 62901

Todd Patrick Bittle

Traffic, DUI-DWI, Civil Rights, Collection

Status: Licensed: 29 Years

CONTACT

317 E. Poplar Street, Harrisburg, IL 62946

Paul L. Myers

Social Security, Elder Law, Securities, Collection

Status: Licensed: 46 Years

CONTACT

1 S Main St, Harrisburg, IL 62946

Dana Frazier

Real Estate, Government, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 28 Years

CONTACT

Murphysboro, IL 62966

Peter Edward Popit

Commercial Real Estate, Transactions, Collection, Bankruptcy & Debt

Status: Licensed: 47 Years

CONTACT

105 N Main St, Benton, IL 62812

Richard O. Hart

Estate Planning, Elder Law, Business & Trade, Collection

Status: Licensed: 71 Years

CONTACT

602 W Public Sq, Benton, IL 62812

800-814-6700

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

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Vienna Bankruptcy & Debt Lawyer, Illinois, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

John Alleman

Angela Kochan

Scott M. Hendricks

Pamela Hicks

Lyndon Willms

Todd Patrick Bittle

Paul L. Myers

Dana Frazier

Peter Edward Popit

Richard O. Hart

TIPS

LEGAL TERMS

SETOFF

CREDIT INSURANCE

CREDIT COUNSELING

S CORPORATION

GARNISHMENT

ADMINISTRATIVE EXPENSES

401(K) PLAN

LIQUIDATING PARTNER

TRADE DRESS

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