Williamsfield Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Colby Hathaway

Divorce & Family Law, Bankruptcy, Workers' Compensation

Status: Licensed: 13 Years

CONTACT

256 South Soangetaha Road, Galesburg, IL 61401

D.Robert Lindstrom

Banking & Finance, Litigation, Bankruptcy, Transactions

Status: Licensed: 51 Years

CONTACT

311 East Main Street, Galesburg, IL 61401

Trisha Lynne Blake-Millar

Real Estate, Divorce & Family Law, Felony, Collection, Contract

Status: Licensed: 12 Years

CONTACT

56 N Prairie St, Galesburg, IL 61401

Trisha Blake

Litigation, Family Law, Business & Trade, Collection

Status: Licensed: 12 Years

CONTACT

250 E. Main Street, Galesburg, IL 61401

Patrick Egan

Lawsuit & Dispute, Government, Estate, Divorce & Family Law, Bankruptcy

Status: Licensed: 14 Years

CONTACT

2101 Windish Drive, Galesburg, IL 61401

Jack Ball

Federal Appellate Practice, Family Law, Civil Rights, Bankruptcy, Life & Health

Status: Licensed: 40 Years

CONTACT

190 S Kellogg St, Galesburg, IL 61402

D. Robert. Lindstrom

Banking & Finance, Bankruptcy, Business & Trade, Litigation

Status: Licensed: 51 Years

CONTACT

311 East Main Street, Galesburg, IL 61401

Cyril Butts

Bankruptcy

Status: Licensed: 46 Years

CONTACT

119 S Cherry St, Galesburg, IL 61401

Daniel Sterling Alcorn

Employee Rights, Contract, Reorganization, Sexual Harassment

Status:

CONTACT

313 E. Main Street, Galesburg, IL 61401

Christopher Kanthak

Government, Criminal, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 45 Years

CONTACT

161 S. Cherry, Galesburg, IL 61401

800-814-6700

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LEGAL TERMS

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CREDIT FILE

See credit report.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

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Williamsfield Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Colby Hathaway

D.Robert Lindstrom

Trisha Lynne Blake-Millar

Trisha Blake

Patrick Egan

Jack Ball

D. Robert. Lindstrom

Cyril Butts

Daniel Sterling Alcorn

Christopher Kanthak

TIPS

LEGAL TERMS

CHAPTER 13 PLAN

PRESUMED ABUSE

TRUTH IN LENDING ACT (TILA)

GARNISHMENT

CREDIT FILE

INFRINGEMENT (OF TRADEMARK)

CREDITOR

CURRENT MONTHLY INCOME

CREDIT REPORT

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