East Saint Louis Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Rex Carr

Real Estate, Legal Malpractice, Personal Injury, Bankruptcy

Status: Licensed: 76 Years

CONTACT

412 Missouri Ave, East Saint Louis, IL 62201

William A. Mueller

Bankruptcy, Bankruptcy & Debt

Status: Licensed: 42 Years

CONTACT

8787 State Street, East Saint Louis, IL 62203

Robert Gregory Lathram

Government, Criminal, Bankruptcy & Debt, Divorce & Family Law, Business

Status: Licensed: 36 Years

FREE CONSULTATION

CONTACT

203 W Main St, Collinsville, IL 62234

Richard G. Reed

Workers' Compensation, Criminal, Bankruptcy, Personal Injury

Status: Licensed: 49 Years

CONTACT

6464 West Main Street, Belleville, IL 62223

Mark Silvermintz

Litigation, Credit & Debt, Business

Status:

CONTACT

1355 North Bluff Road, Collinsville, IL 62234

Thea Felice Rubin

Collection, Banking & Finance

Status: Licensed: 33 Years

CONTACT

2011 Mall, Collinsville, IL 62234

Robert Bruegge

Insurance, Bankruptcy

Status:

CONTACT

1606 E.Port Plaza Dr, Collinsville, IL 62234

Benjamin Edwards

Estate Planning, Divorce & Family Law, Civil Rights, Bankruptcy, Personal Injury

Status: Licensed: 50 Years

CONTACT

East Saint Louis, IL 62202

Dennis Orsey

Federal Appellate Practice, Divorce, Business, Bankruptcy

Status: Licensed: 45 Years

CONTACT

3388 Maryville Rd, Granite City, IL 62040

Daniel Hayes

Real Estate, Municipal, Environmental Law, Collection

Status: Licensed: 48 Years

CONTACT

3540 N Belt W, Belleville, IL 62226

800-814-6700

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LEGAL TERMS

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

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East Saint Louis Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Rex Carr

William A. Mueller

Robert Gregory Lathram

Richard G. Reed

Mark Silvermintz

Thea Felice Rubin

Robert Bruegge

Benjamin Edwards

Dennis Orsey

Daniel Hayes

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LEGAL TERMS

TRADE NAME

FAIR LABOR STANDARDS ACT (FLSA)

SECRET WARRANTY PROGRAM

GARNISHMENT

AUTOMATIC STAY

CREDITOR

TRUTH IN LENDING ACT (TILA)

FAIR CREDIT BILLING ACT (FCBA)

DEBIT CARD

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