East Saint Louis Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Donald M. Samson

Bankruptcy, Bankruptcy & Debt

Status: Licensed: 47 Years

CONTACT

226 W Main Street, Belleville, IL 62220

Allen George Mealey

Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status:

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4972 Benchmark Centre Dr, Belleville, IL 62226

Tiffany Marie Cornejo

Landlord-Tenant, Bankruptcy, Traffic, Collection

Status: Licensed: 18 Years

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24 Bronze Pointe, Belleville, IL 62226

Russell Curtis Simon

Bankruptcy, Bankruptcy & Debt

Status: Licensed: 34 Years

CONTACT

24 Bronze Pointe, Belleville, IL 62226

Peter J. Dodge

Commercial Real Estate, Landlord-Tenant, Estate Planning, Reorganization

Status: Licensed: 51 Years

CONTACT

712 Deerfield Dr, Belleville, IL 62226

Richard G. Reed

Workers' Compensation, Criminal, Bankruptcy, Personal Injury

Status: Licensed: 49 Years

CONTACT

6464 West Main Street, Belleville, IL 62223

Megha Rajesh Shah

Communication & Media Law, Trusts, Employee Rights, Bankruptcy, Litigation

Status: Licensed: 12 Years

CONTACT

12 Wolf Creek Drive, Belleville, IL 62226

Ronald Allan Buch

Consumer Bankruptcy, Bankruptcy

Status: Licensed: 33 Years

CONTACT

5312 W Main St, Belleville, IL 62226

Daniel Hayes

Real Estate, Municipal, Environmental Law, Collection

Status: Licensed: 48 Years

CONTACT

3540 N Belt W, Belleville, IL 62226

Myron Hanna

Civil Rights, Banking & Finance, Collection, Bankruptcy

Status: Licensed: 44 Years

CONTACT

530 Fullerton Rd, Belleville, IL 62222

800-814-6700

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FDCPA

See Fair Debt Collections & Practices Act.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

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East Saint Louis Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Donald M. Samson

Allen George Mealey

Tiffany Marie Cornejo

Russell Curtis Simon

Peter J. Dodge

Richard G. Reed

Megha Rajesh Shah

Ronald Allan Buch

Daniel Hayes

Myron Hanna

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

GRACE PERIOD

FDCPA

DISCHARGEABLE DEBTS

BANKRUPTCY

REPOSSESSION

LIMITED PARTNERSHIP

DEBIT CARD

DEBT COLLECTOR

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