East Saint Louis Bankruptcy & Debt Lawyer, Illinois, page 4

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Karl J. Wulff

Criminal, Corporate, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

430 Regency Ctr, Collinsville, IL 62234

Steven Stanton

Lawsuit & Dispute, Credit & Debt, Bankruptcy & Debt

Status:

CONTACT

4224 Crescent Industrial Dr., Granite City, IL 62040

Mark Silvermintz

Litigation, Credit & Debt, Business

Status:

CONTACT

1355 North Bluff Road, Collinsville, IL 62234

Charles Robert Scanlon

Accident & Injury, Real Estate, Credit & Debt, Workers' Compensation, Slip & Fall Accident

Status: Licensed: 36 Years

FREE CONSULTATION

CONTACT

1331 Park Plaza Dr., O Fallon, IL 62269

Anthony Vito Panzica

Real Estate, Divorce, Transactions, Bankruptcy

Status: Licensed: 45 Years

CONTACT

117 A North 2Nd Street, Chicago, IL 60618

Anthony N. Panzica

Commercial Real Estate, Real Estate, Transactions, Bankruptcy

Status: Licensed: 45 Years

CONTACT

117 A North 2Nd Street, Belleville, IL 62220

Brian David Flynn

Collection, Personal Injury, Family Law, Criminal, Commercial Real Estate

Status: Licensed: 15 Years

CONTACT

300 W Main St, Belleville, IL 62220

John J. Johnston

Family Law, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 46 Years

CONTACT

101 W Main St, Belleville, IL 62220

Christopher B. Smith

Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 20 Years

CONTACT

101 W Main St, Belleville, IL 62220

Thomas Bradford Waltrip

Commercial Real Estate, Family Law, Civil Rights, Bankruptcy

Status: Licensed: 38 Years

CONTACT

120 W Main St, Belleville, IL 62220

800-814-6700

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

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East Saint Louis Bankruptcy & Debt Lawyer, Illinois, page 4

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Karl J. Wulff

Steven Stanton

Mark Silvermintz

Charles Robert Scanlon

Anthony Vito Panzica

Anthony N. Panzica

Brian David Flynn

John J. Johnston

Christopher B. Smith

Thomas Bradford Waltrip

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LEGAL TERMS

INTEREST

CYBERSQUATTING

DEBIT CARD

CREDIT BUREAU

FRAUDULENT TRANSFER

INFRINGEMENT (OF TRADEMARK)

MEANS TEST

ACCORD AND SATISFACTION

SETOFF

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