Grand Chain Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Jay Howd

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Bankruptcy & Debt, Bankruptcy, Consumer Bankruptcy, Credit & Debt

Your First Step to a Fresh Start

Jay B. Howd was born and raised in LaHarpe, Illinois, a small farm community in west-central Illinois. Jay graduated valedictorian of his LaHarpe high... (more)

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CONTACT

618-993-1300

206 W Deyoung St, Marion, IL 62959

Tambra Cain

Collection, Transactions, Commercial Real Estate, Commercial Real Estate

Status: Licensed: 23 Years

CONTACT

Vienna, IL 62995

Daniel Lim

General Practice

Status: Licensed: 23 Years

CONTACT

Vienna, IL 62995

Daniel Lim

General Practice

Status: Licensed: 23 Years

CONTACT

Vienna, IL 62995

Raub Warren Bierbaum

Credit & Debt, Business & Trade

Status: Licensed: 24 Years

CONTACT

Metropolis, IL 62960

Joseph Neely

Family Law, Divorce & Family Law, Civil Rights, Transactions, Credit & Debt

Status:

CONTACT

1001 Market St, Metropolis, IL 62960

Terry J. Foster

Banking & Finance, Business, Bankruptcy & Debt, Personal Injury

Status: Licensed: 54 Years

CONTACT

110 W Fifth St, Metropolis, IL 62960

Allen W James

Construction, Elder Law, Contract, Collection

Status: Licensed: 28 Years

CONTACT

Clinical Services Building, Anna, IL 62906

Gregory Allen Veach

Credit & Debt, Business, Trusts, Electronic Commerce, Litigation

Status: Licensed: 50 Years

CONTACT

2250 Reed Station Pkwy, Carbondale, IL 62903

Michael Francis Dahlen

Other, Government, Workers' Compensation, Insurance, Bankruptcy

Status:

CONTACT

2001 W Main St, Carbondale, IL 62903

800-814-6700

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LEGAL TERMS

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

FCBA

See Fair Credit Billing Act.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

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Grand Chain Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Jay Howd

Tambra Cain

Daniel Lim

Daniel Lim

Raub Warren Bierbaum

Joseph Neely

Terry J. Foster

Allen W James

Gregory Allen Veach

Michael Francis Dahlen

TIPS

LEGAL TERMS

DOING BUSINESS AS (DBA)

FCBA

CHAPTER 13 PLAN

C CORPORATION

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

MEANS TEST

SECURED DEBT

FORBEARANCE

SUBROGATION

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