Grand Chain Bankruptcy & Debt Lawyer, Illinois, page 2

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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Daniel Silver

Bankruptcy & Debt

Status: Licensed: 33 Years

CONTACT

905 Rattlesnake Ferry Road, Alto Pass, IL 62905

Larry Edward Lauterjung

Child Custody, Criminal, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

1702B West Main Street, Marion, IL 62959

Dale Aschemann

Lawsuit & Dispute, Civil Rights, Business, Accident & Injury, Bankruptcy

Status: Licensed: 26 Years

CONTACT

300 N Monroe St, Marion, IL 62959

Frances E Salimi

Estate Planning, Family Law, Civil Rights, Bankruptcy

Status: Licensed: 29 Years

CONTACT

400 W Jackson St, Marion, IL 62959

Lyndon G. Willms

Bankruptcy & Debt

Status: Licensed: 17 Years

CONTACT

206 W. Deyoung St, Marion, IL 62959

Darrell Dunham

Civil Rights, Bankruptcy & Debt

Status: Licensed: 53 Years

CONTACT

1263 Lincoln Dr, Carbondale, IL 62901

Joanna Wells

Elder Law, Contract, Collection, Consumer Bankruptcy

Status: Licensed: 27 Years

CONTACT

1150 Douglas Dr, Carbondale, IL 62901

Sheila J. Simon

Commercial Real Estate, Real Estate, Bankruptcy, Corporate, Estate Planning

Status:

CONTACT

Lesar Law Building, Carbondale, IL 62901

Scott M. Hendricks

Income Tax, Corporate Tax, Gift Taxation, Bankruptcy

Status: Licensed: 42 Years

CONTACT

206 W College St, Carbondale, IL 62901

Cynthia Hagan

Bankruptcy

Status: Licensed: 42 Years

CONTACT

206 West College, Carbondale, IL 62901

800-814-6700

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LEGAL TERMS

FDCPA

See Fair Debt Collections & Practices Act.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FCRA

See Fair Credit Reporting Act.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

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Grand Chain Bankruptcy & Debt Lawyer, Illinois, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Daniel Silver

Larry Edward Lauterjung

Dale Aschemann

Frances E Salimi

Lyndon G. Willms

Darrell Dunham

Joanna Wells

Sheila J. Simon

Scott M. Hendricks

Cynthia Hagan

TIPS

LEGAL TERMS

FDCPA

CREDIT REPORT

CHAPTER 13 PLAN

FCRA

SECURED DEBT

SECRET WARRANTY PROGRAM

NUISANCE FEES

ACCORD AND SATISFACTION

TOXIC TORT

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