Hardin Bankruptcy & Debt Lawyer, Illinois, page 4

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Robert Bruegge

Insurance, Bankruptcy

Status:

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1606 E.Port Plaza Dr, Collinsville, IL 62234

Thea Felice Rubin

Collection, Banking & Finance

Status: Licensed: 33 Years

CONTACT

2011 Mall, Collinsville, IL 62234

Karl J. Wulff

Criminal, Corporate, Bankruptcy, Bankruptcy & Debt

Status:

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430 Regency Ctr, Collinsville, IL 62234

Robert Gregory Lathram

Government, Criminal, Bankruptcy & Debt, Divorce & Family Law, Business

Status: Licensed: 36 Years

FREE CONSULTATION

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203 W Main St, Collinsville, IL 62234

Mark Brueggemann

Real Estate, Government, Collection

Status: Licensed: 42 Years

CONTACT

2011 Mall St, Collinsville, IL 62234

Richard G. Reed

Workers' Compensation, Criminal, Bankruptcy, Personal Injury

Status: Licensed: 49 Years

CONTACT

6464 West Main Street, Belleville, IL 62223

Sarah Ann-Elizabeth Benson

Bankruptcy, Bankruptcy & Debt

Status: Licensed: 10 Years

CONTACT

801 Lincoln Highway, Fairview Heights, IL 62208

Russell Curtis Simon

Bankruptcy, Bankruptcy & Debt

Status: Licensed: 34 Years

CONTACT

24 Bronze Pointe, Belleville, IL 62226

Allen George Mealey

Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

4972 Benchmark Centre Dr, Belleville, IL 62226

Tiffany Marie Cornejo

Landlord-Tenant, Bankruptcy, Traffic, Collection

Status: Licensed: 18 Years

CONTACT

24 Bronze Pointe, Belleville, IL 62226

800-814-6700

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LEGAL TERMS

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

CCCS

See Consumer Credit Counseling Service.

COLLATERAL

Property that guarantees payment of a secured debt.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

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Hardin Bankruptcy & Debt Lawyer, Illinois, page 4

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Robert Bruegge

Thea Felice Rubin

Karl J. Wulff

Robert Gregory Lathram

Mark Brueggemann

Richard G. Reed

Sarah Ann-Elizabeth Benson

Russell Curtis Simon

Allen George Mealey

Tiffany Marie Cornejo

TIPS

LEGAL TERMS

BULK SALES LAW

NONEXEMPT PROPERTY

REDEMPTION

DEBT COLLECTOR

GENERAL PARTNER

CCCS

COLLATERAL

SECRET WARRANTY PROGRAM

SOLE PROPRIETORSHIP

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