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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Susan F. Grammer

Bankruptcy, Criminal, DUI-DWI, Traffic

Status:

FREE CONSULTATION

CONTACT

2 Terminal Dr., East Alton, IL 62024

Harold G. Belsheim

Aviation, Bankruptcy Litigation, Commercial Bankruptcy, Commercial Banks, Estate Planning

Status:

FREE CONSULTATION

CONTACT

1002 East Wesley Drive, O Fallon, IL 62269

T. Evan Schaeffer

Bankruptcy, Workers' Compensation, Civil Rights, Personal Injury

Status: Licensed: 35 Years

CONTACT

5512 Road, Godfrey, IL 62035

Phillip H. Hamilton

Class Action, Business Successions, Administrative Law, Bankruptcy Litigation

Status: Licensed: 36 Years

CONTACT

1305 D'Adrian Prof Park, Godfrey, IL 62035

Ebony Huddleston

Tax, Bankruptcy, Business & Trade, Wills & Probate

Status: Licensed: 19 Years

CONTACT

400 Tolle Lane, Godfrey, IL 62035

Charles Dana Eastman

Wills & Probate, Trusts, Corporate, Collection

Status: Licensed: 62 Years

CONTACT

2520 State St, Alton, IL 62002

John Sholar

Government, Collection, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

2800 Buckmaster Lane, Alton, IL 62002

Gregory Erthal

Bankruptcy, Divorce, Municipal, Criminal

Status:

CONTACT

One Court Street, Alton, IL 62002

Ebony R. Huddleston

Corporate, Business Successions, Business Organization, Bankruptcy Litigation

Status: Licensed: 19 Years

CONTACT

1401 Washington Ave, Alton, IL 62002

Steven Neil Mottaz

Lawsuit & Dispute, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 61 Years

CONTACT

112 Homer Adams Parkway, Alton, IL 62002

800-814-6700

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LEGAL TERMS

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

CCCS

See Consumer Credit Counseling Service.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

Hardin Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Susan F. Grammer

Harold G. Belsheim

T. Evan Schaeffer

Phillip H. Hamilton

Ebony Huddleston

Charles Dana Eastman

John Sholar

Gregory Erthal

Ebony R. Huddleston

Steven Neil Mottaz

TIPS

LEGAL TERMS

WINDING UP

CCCS

GUARANTOR

DEBIT CARD

DISPOSABLE INCOME

DISCHARGEABLE DEBTS

BANKRUPTCY

DOING BUSINESS AS (DBA)

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