Hardin Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Susan F. Grammer

Bankruptcy, Criminal, DUI-DWI, Traffic

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FREE CONSULTATION

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2 Terminal Dr., East Alton, IL 62024

Harold G. Belsheim

Aviation, Bankruptcy Litigation, Commercial Bankruptcy, Commercial Banks, Estate Planning

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FREE CONSULTATION

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1002 East Wesley Drive, O Fallon, IL 62269

Ebony R. Huddleston

Corporate, Business Successions, Business Organization, Bankruptcy Litigation

Status: Licensed: 19 Years

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1401 Washington Ave, Alton, IL 62002

Charles Dana Eastman

Wills & Probate, Trusts, Corporate, Collection

Status: Licensed: 62 Years

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2520 State St, Alton, IL 62002

Robert Richard Anderson

Litigation, Family Law, Elder Law, Bankruptcy

Status: Licensed: 42 Years

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603 Henry Street, Alton, IL 62002

Gregory Erthal

Bankruptcy, Divorce, Municipal, Criminal

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One Court Street, Alton, IL 62002

Steven Neil Mottaz

Lawsuit & Dispute, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 61 Years

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112 Homer Adams Parkway, Alton, IL 62002

James Phillip Steinman

Bankruptcy, Personal Injury, Criminal

Status: Licensed: 25 Years

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100 Homer Adams Parkway, Alton, IL 62002

John Sholar

Government, Collection, Bankruptcy, Bankruptcy & Debt

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2800 Buckmaster Lane, Alton, IL 62002

Casey C. Wheeler

Criminal, Car Accident, Credit & Debt, Civil Rights, Credit & Debt

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One Court Sreet, Alton, IL 62002

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LEGAL TERMS

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

CCCS

See Consumer Credit Counseling Service.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

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Hardin Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Susan F. Grammer

Harold G. Belsheim

Ebony R. Huddleston

Charles Dana Eastman

Robert Richard Anderson

Gregory Erthal

Steven Neil Mottaz

James Phillip Steinman

John Sholar

Casey C. Wheeler

TIPS

LEGAL TERMS

CURRENT MONTHLY INCOME

CREDIT REPORT

DISPOSABLE INCOME

GUARANTOR

BANKRUPTCY

CCCS

LIQUIDATING PARTNER

LOSS DAMAGE WAIVER (LDW)

C CORPORATION

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