Kirkwood Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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William James Hurley

Merger & Acquisition, Litigation, Bankruptcy, Transactions

Status: Licensed: 44 Years

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370 Knox Road 50 E, Abingdon, IL 61410

Pamela S. Wilcox

Consumer Bankruptcy, Bankruptcy

Status: Licensed: 36 Years

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117 E Main St, Galesburg, IL 61401

Anthony Vaupel

Divorce & Family Law, Bankruptcy, Estate Planning, DUI-DWI

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Daniel Sterling Alcorn

Employee Rights, Contract, Reorganization, Sexual Harassment

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313 E. Main Street, Galesburg, IL 61401

D. Robert. Lindstrom

Banking & Finance, Bankruptcy, Business & Trade, Litigation

Status: Licensed: 51 Years

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311 East Main Street, Galesburg, IL 61401

D.Robert Lindstrom

Banking & Finance, Litigation, Bankruptcy, Transactions

Status: Licensed: 51 Years

CONTACT

311 East Main Street, Galesburg, IL 61401

Trisha Blake

Litigation, Family Law, Business & Trade, Collection

Status: Licensed: 12 Years

CONTACT

250 E. Main Street, Galesburg, IL 61401

Jack Ball

Federal Appellate Practice, Family Law, Civil Rights, Bankruptcy, Life & Health

Status: Licensed: 40 Years

CONTACT

190 S Kellogg St, Galesburg, IL 61402

Trisha Lynne Blake-Millar

Real Estate, Divorce & Family Law, Felony, Collection, Contract

Status: Licensed: 12 Years

CONTACT

56 N Prairie St, Galesburg, IL 61401

Chad Mathew Long

Litigation, Trusts, Estate Planning, Collection

Status:

CONTACT

117 E Main St, Galesburg, IL 61401

800-814-6700

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LEGAL TERMS

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

CREDIT FILE

See credit report.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

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Kirkwood Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

William James Hurley

Pamela S. Wilcox

Anthony Vaupel

Daniel Sterling Alcorn

D. Robert. Lindstrom

D.Robert Lindstrom

Trisha Blake

Jack Ball

Trisha Lynne Blake-Millar

Chad Mathew Long

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LEGAL TERMS

BANKRUPTCY

CREDIT FILE

DEBT COLLECTOR

CREDIT COUNSELING

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

SECURED DEBT

LIMITED PARTNERSHIP

REDEMPTION

GRACE PERIOD

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