Oak Park Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Craig Smith

Commercial Real Estate, Litigation, Civil Rights, Collection

Status: Licensed: 29 Years

CONTACT

1011 Lake St, Oak Park, IL 60301

Francis Edward Stepnowski

Employee Rights, Civil Rights, Insurance, Bankruptcy

Status: Licensed: 41 Years

CONTACT

1515 N Harlem Ave, Oak Park, IL 60302

Elizabeth C. Simon

Employee Rights, Civil Rights, Credit & Debt, Household Mold

Status: Licensed: 42 Years

CONTACT

234 Franklin Ave, River Forest, IL 60305

Michelle Diane Orton Loftus

Commercial Real Estate, Wills & Probate, Transactions, Bankruptcy

Status: Licensed: 29 Years

CONTACT

311 South Blvd., Oak Park, IL 60302

Jeffrey Scott Harris

Real Estate, Litigation, Divorce & Family Law, Bankruptcy & Debt, Personal Injury

Status:

CONTACT

1701 S. First Ave, Maywood, IL 60153

Lawrence Drumm

Litigation, Business, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 30 Years

CONTACT

177 N. Humphrey Ave., Oak Park, IL 60302

George I. Sarolas

Family Law, Divorce, Transactions, Bankruptcy

Status: Licensed: 41 Years

CONTACT

7234 W North Ave, Elmwood Park, IL 60707

David Koch

Bankruptcy, DUI-DWI, Divorce, Estate Planning, Dispute Resolution

Status:

CONTACT

5947 West 35Th Street, Cicero, IL 60804

Julita Kocinski

Estate Planning, Divorce, Transactions, Bankruptcy

Status: Licensed: 24 Years

CONTACT

3311 North Harlem, Chicago, IL 60634

Gary Paul Mcfarling

Family Law, Divorce, Divorce & Family Law, Bankruptcy

Status:

CONTACT

1701 S 1St Ave, Maywood, IL 60153

800-814-6700

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LEGAL TERMS

CREDIT FILE

See credit report.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CCCS

See Consumer Credit Counseling Service.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

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Oak Park Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Craig Smith

Francis Edward Stepnowski

Elizabeth C. Simon

Michelle Diane Orton Loftus

Jeffrey Scott Harris

Lawrence Drumm

George I. Sarolas

David Koch

Julita Kocinski

Gary Paul Mcfarling

TIPS

LEGAL TERMS

CREDIT FILE

LIMITED PARTNERSHIP

TRUTH IN LENDING ACT (TILA)

COLLECTION AGENCY

CCCS

CREDITOR

SETOFF

S CORPORATION

NO-FAULT INSURANCE

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