Oak Park Bankruptcy & Debt Lawyer, Illinois, page 2

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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David Owen Koch

DUI-DWI, Estate Planning, Divorce, Bankruptcy, Dispute Resolution

Status:

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5947 West 35Th Street, Cicero, IL 60804

John Eichler

International Tax, Insurance, Bankruptcy, Personal Injury

Status: Licensed: 53 Years

CONTACT

1559 S Hull Ave, Westchester, IL 60154

Lillian G. Gonzalez

Landlord-Tenant, Divorce & Family Law, Criminal, Collection

Status: Licensed: 18 Years

CONTACT

8553 W. Ogden, Lyons, IL 60534

Daniel Gonzalez

Employment, Bankruptcy, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 20 Years

CONTACT

1904 South, Cicero, IL 60804

Steven E. Anderson

Civil Rights, Banking & Finance, Collection, Bankruptcy

Status: Licensed: 18 Years

CONTACT

2949 N Troy St, Chicago, IL 60618

Martin Douglas Reggi

Traffic, DUI-DWI, Transactions, Bankruptcy

Status: Licensed: 45 Years

CONTACT

3306 S. Grove Avenue, Berwyn, IL 60402

Sam Chandraiah

Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

512 W Burlington Ave, La Grange, IL 60525

Malcolm Barry Gerber

Traffic, DUI-DWI, Transactions, Bankruptcy

Status: Licensed: 52 Years

CONTACT

3133 Sunset Lane, Franklin Park, IL 60131

James Richard Mata

Traffic, Divorce, DUI-DWI, Bankruptcy, Transactions

Status: Licensed: 26 Years

CONTACT

Forest Park, IL 60130

Agnes Pogorzelski

Commercial Real Estate, Federal Appellate Practice, Transactions, Bankruptcy

Status: Licensed: 22 Years

CONTACT

7443 W Irving Park Rd, Chicago, IL 60634

800-814-6700

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LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

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Oak Park Bankruptcy & Debt Lawyer, Illinois, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

David Owen Koch

John Eichler

Lillian G. Gonzalez

Daniel Gonzalez

Steven E. Anderson

Martin Douglas Reggi

Sam Chandraiah

Malcolm Barry Gerber

James Richard Mata

Agnes Pogorzelski

TIPS

LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

BANKRUPTCY

LOSS DAMAGE WAIVER (LDW)

S CORPORATION

ACCORD AND SATISFACTION

TRADE NAME

NUISANCE FEES

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

CYBERSQUATTING

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