Oak Park Bankruptcy & Debt Lawyer, Illinois, page 2

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Christopher Grobelski

Employment, Divorce & Family Law, Bankruptcy & Debt, Immigration

Status: Licensed: 21 Years

CONTACT

3813 N Harlem Ave, Chicago, IL 60634

Christopher Paul Elmore

Bankruptcy, Estate Planning, Transactions, Divorce & Family Law

Status: Licensed: 23 Years

CONTACT

3311 North Harlem, Chicago, IL 60634

Christopher Aaron Parrish

Immigration, Divorce, Criminal, Bankruptcy

Status: Licensed: 8 Years

CONTACT

7100 16th Street, Berwyn, IL 60402

Cody Wayne Haefele

Collection

Status: Licensed: 14 Years

CONTACT

4027 W School St, Chicago, IL 60641

Craig Smith

Commercial Real Estate, Litigation, Civil Rights, Collection

Status: Licensed: 29 Years

CONTACT

1011 Lake St, Oak Park, IL 60301

Daniel Gonzalez

Employment, Bankruptcy, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 20 Years

CONTACT

1904 South, Cicero, IL 60804

David Koch

DUI-DWI, Estate Planning, Divorce, Bankruptcy, Dispute Resolution

Status:

CONTACT

5947 West 35Th Street, Cicero, IL 60804

David P. Lloyd

Landlord-Tenant, Litigation, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

9244 Washington St, Brookfield, IL 60513

David Owen Koch

DUI-DWI, Estate Planning, Divorce, Bankruptcy, Dispute Resolution

Status:

CONTACT

5947 West 35Th Street, Cicero, IL 60804

Dennis Sbertoli

Commercial Real Estate, Transactions, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 44 Years

CONTACT

La Grange Park, IL 60526

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

FCRA

See Fair Credit Reporting Act.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

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Oak Park Bankruptcy & Debt Lawyer, Illinois, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Christopher Grobelski

Christopher Paul Elmore

Christopher Aaron Parrish

Cody Wayne Haefele

Craig Smith

Daniel Gonzalez

David Koch

David P. Lloyd

David Owen Koch

Dennis Sbertoli

TIPS

LEGAL TERMS

COSIGNER

TRUTH IN LENDING ACT (TILA)

GARNISHMENT

CREDITOR

NONDISCHARGEABLE DEBTS

FCRA

C CORPORATION

ADMINISTRATIVE EXPENSES

BANKRUPTCY

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