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Olmsted Bankruptcy & Debt Lawyer, Illinois

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800-814-6700

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Jay Howd Lawyer

Jay Howd

✓ VERIFIED *Status is reviewed annually. For latest information visit here
Bankruptcy & Debt, Bankruptcy, Consumer Bankruptcy, Credit & Debt
Your First Step to a Fresh Start

Jay B. Howd was born and raised in LaHarpe, Illinois, a small farm community in west-central Illinois. Jay graduated valedictorian of his LaHarpe high... (more)

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618-993-1300

206 W Deyoung St, Marion, IL 62959
Profile LAWPOINTS™75/100
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Allen W James

Construction, Elder Law, Contract, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  28 Years
CONTACT
Clinical Services Building, Anna, IL 62906
Profile LAWPOINTS™24/100
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Tambra Cain

Collection, Transactions, Commercial Real Estate, Commercial Real Estate
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  23 Years
CONTACT
Vienna, IL 62995
Profile LAWPOINTS™27/100
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Daniel Lim

General Practice
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  23 Years
CONTACT
Vienna, IL 62995
Profile LAWPOINTS™19/100
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Daniel Lim

General Practice
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  23 Years
CONTACT
Vienna, IL 62995
Profile LAWPOINTS™19/100
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Terry J. Foster

Banking & Finance, Business, Bankruptcy & Debt, Personal Injury
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  53 Years
CONTACT
110 W Fifth St, Metropolis, IL 62960
Profile LAWPOINTS™24/100
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Joseph Neely

Family Law, Divorce & Family Law, Civil Rights, Transactions, Credit & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           
CONTACT
1001 Market St, Metropolis, IL 62960
Profile LAWPOINTS™22/100
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Raub Warren Bierbaum

Credit & Debt, Business & Trade
Status:  Inactive *Status is reviewed annually. For latest information visit here           Licensed:  24 Years
CONTACT
Metropolis, IL 62960
Profile LAWPOINTS™19/100
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Daniel Silver

Bankruptcy & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  33 Years
CONTACT
905 Rattlesnake Ferry Road, Alto Pass, IL 62905
Profile LAWPOINTS™27/100
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Gregory Allen Veach

Commercial Real Estate, Trusts, Business, Credit & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  50 Years
CONTACT
2250 Reed Station Pkwy, Carbondale, IL 62903
Profile LAWPOINTS™36/100
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Member Representative

800-814-6700

Free Help: Use This Form or Call 800-814-6700

Member Representative

Call me for fastest results!
800-814-6700

Free Help: Use This Form or Call 800-814-6700

By submitting this request, I authorize you to forward my information to multiple potential lawyers and I agree to your Terms of Use and Privacy Policy including the Consent to Receive Automated Phone Calls, Emails and Texts. Information you provide is not privileged or confidential.

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Lawyer.com can help you easily and quickly find Olmsted Bankruptcy & Debt Lawyers and Olmsted Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)
These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)
An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)
A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FCBA

See Fair Credit Billing Act.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)
The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

COLLATERAL

Property that guarantees payment of a secured debt.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)
In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)
A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

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