Olmsted Bankruptcy & Debt Lawyer, Illinois, page 2

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Michael Francis Dahlen

Other, Government, Workers' Compensation, Insurance, Bankruptcy

Status:

CONTACT

2001 W Main St, Carbondale, IL 62903

Darrell Dunham

Civil Rights, Bankruptcy & Debt

Status: Licensed: 54 Years

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1263 Lincoln Dr, Carbondale, IL 62901

Joanna Wells

Elder Law, Contract, Collection, Consumer Bankruptcy

Status: Licensed: 27 Years

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Sheila J. Simon

Commercial Real Estate, Real Estate, Bankruptcy, Corporate, Estate Planning

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Lesar Law Building, Carbondale, IL 62901

Douglas Haile

Bankruptcy

Status: Licensed: 34 Years

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601 South University Ave, Carbondale, IL 62901

Scott M. Hendricks

Income Tax, Corporate Tax, Gift Taxation, Bankruptcy

Status: Licensed: 42 Years

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206 W College St, Carbondale, IL 62901

Cynthia Hagan

Bankruptcy

Status: Licensed: 42 Years

CONTACT

206 West College, Carbondale, IL 62901

John Alleman

Workers' Compensation, Bankruptcy, Divorce, Medical Malpractice

Status: Licensed: 35 Years

CONTACT

310 E Main Street, Carbondale, IL 62901

Pamela Hicks

Divorce & Family Law, Bankruptcy, Federal Appellate Practice, Medical Malpractice, Eminent Domain

Status: Licensed: 32 Years

CONTACT

310 East Main Street, Carbondale, IL 62901

Sarah L. Taylor

Estate Planning, Civil Rights, Credit & Debt, Collection, Eminent Domain

Status:

CONTACT

100 N Illinois Ave, Carbondale, IL 62901

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

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Olmsted Bankruptcy & Debt Lawyer, Illinois, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Michael Francis Dahlen

Darrell Dunham

Joanna Wells

Sheila J. Simon

Douglas Haile

Scott M. Hendricks

Cynthia Hagan

John Alleman

Pamela Hicks

Sarah L. Taylor

TIPS

LEGAL TERMS

MEANS TEST

TRUTH IN LENDING ACT (TILA)

BULK SALES LAW

GENERAL PARTNER

TRADE NAME

GUARANTEED RESERVATION

TRADE DRESS

CURRENT MONTHLY INCOME

LIEN

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