Pittsfield Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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H. Allen Yow

Alimony & Spousal Support, Child Support, Adoption, Collection

Status:

CONTACT

232 West State Street, Jacksonville, IL 62650

David Bruce Shaw

Collection, Transactions, Wills & Probate, Estate

Status: Licensed: 44 Years

CONTACT

303 E Adams St, Pittsfield, IL 62363

Jeffrey L. Soltermann

Adoption, Collection, Consumer Bankruptcy, Bankruptcy Litigation

Status: Licensed: 31 Years

CONTACT

816 W State St, Jacksonville, IL 62650

Thomas L. Veith

Construction Contracts, Consumer Protection, Commercial Banks, Collection, Alimony & Spousal Support

Status: Licensed: 36 Years

CONTACT

816 W State St, Jacksonville, IL 62650

Amy L. Jackson

Criminal, Administrative Law, Collection, Animal Bite

Status: Licensed: 33 Years

CONTACT

232 W State St, Jacksonville, IL 62651

Mark L. Vincent

Real Estate, Health Care, Employment, Bankruptcy

Status: Licensed: 33 Years

CONTACT

118 N Capitol Ave, Mount Sterling, IL 62353

Eddie Carpenter

Federal Appellate Practice, Civil Rights, Transactions, Collection

Status:

CONTACT

305 W State St, Jacksonville, IL 62651

Timothy Jacob Wessel

DUI-DWI, Civil Rights, Banking & Finance, Collection

Status: Licensed: 16 Years

CONTACT

114 East Seconf Street, Beardstown, IL 62618

Ramon Escapa

Tax, Divorce & Family Law, Bankruptcy, Estate Planning

Status: Licensed: 17 Years

CONTACT

102 South Libertry St, Rushville, IL 62681

William Mccleery

Real Estate, Litigation, Corporate, Bankruptcy

Status: Licensed: 44 Years

CONTACT

525 Jersey St, Quincy, IL 62301

800-814-6700

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FCRA

See Fair Credit Reporting Act.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

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Pittsfield Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

H. Allen Yow

David Bruce Shaw

Jeffrey L. Soltermann

Thomas L. Veith

Amy L. Jackson

Mark L. Vincent

Eddie Carpenter

Timothy Jacob Wessel

Ramon Escapa

William Mccleery

TIPS

LEGAL TERMS

LIEN

FCRA

DEBIT CARD

NONDISCHARGEABLE DEBTS

CHAPTER 7 BANKRUPTCY

FAIR LABOR STANDARDS ACT (FLSA)

FRATERNAL BENEFIT SOCIETY BENEFITS

MEANS TEST

FORBEARANCE

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