Pittsfield Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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H. Allen Yow

Alimony & Spousal Support, Child Support, Adoption, Collection

Status:

CONTACT

232 West State Street, Jacksonville, IL 62650

David Bruce Shaw

Collection, Transactions, Wills & Probate, Estate

Status: Licensed: 44 Years

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303 E Adams St, Pittsfield, IL 62363

Jesse Gilsdorf

Bankruptcy, Bankruptcy, Family Law, Criminal

Status: Licensed: 31 Years

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111 S Capitol Ave, Mount Sterling, IL 62353

Mark L. Vincent

Real Estate, Health Care, Employment, Bankruptcy

Status: Licensed: 33 Years

CONTACT

118 N Capitol Ave, Mount Sterling, IL 62353

Mark Vincent

Real Estate, Health Care, Employment, Bankruptcy

Status: Licensed: 33 Years

CONTACT

118 N Capitol Ave, Mount Sterling, IL 62353

Jeffrey L. Soltermann

Adoption, Collection, Consumer Bankruptcy, Bankruptcy Litigation

Status: Licensed: 31 Years

CONTACT

816 W State St, Jacksonville, IL 62650

Thomas L. Veith

Construction Contracts, Consumer Protection, Commercial Banks, Collection, Alimony & Spousal Support

Status: Licensed: 36 Years

CONTACT

816 W State St, Jacksonville, IL 62650

Clay Nordsiek

Bankruptcy, Estate Planning, Estate

Status:

CONTACT

816 West State Street, Jacksonville, IL 62650

Carrie Leigh Magerl

Divorce & Family Law, Bankruptcy, Family Law, Civil Rights

Status: Licensed: 18 Years

CONTACT

608 W Morgan St, Jacksonville, IL 62650

Eddie Carpenter

Federal Appellate Practice, Civil Rights, Transactions, Collection

Status:

CONTACT

305 W State St, Jacksonville, IL 62651

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FCBA

See Fair Credit Billing Act.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

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Pittsfield Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

H. Allen Yow

David Bruce Shaw

Jesse Gilsdorf

Mark L. Vincent

Mark Vincent

Jeffrey L. Soltermann

Thomas L. Veith

Clay Nordsiek

Carrie Leigh Magerl

Eddie Carpenter

TIPS

LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

TRUTH IN LENDING ACT (TILA)

LIQUIDATING PARTNER

CHAPTER 13 PLAN

FCBA

TRADE DRESS

IRS EXPENSES

CHAPTER 13 BANKRUPTCY

LIABILITY

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