Stockland Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Kenneth A. Leshen

Adoption, Bankruptcy, Corporate, Business Organization

Status:

CONTACT

One Dearborn Square, Kankakee, IL 60901

Scott N. Sliwinski

Child Support, Corporate, Business Organization, Bankruptcy

Status:

CONTACT

One Dearborn Square, Kankakee, IL 60901

Jared Lee Trigg

Commercial Real Estate, Family Law, Civil Rights, Bankruptcy

Status: Licensed: 13 Years

CONTACT

220 N Vermilion St, Danville, IL 61832

Curtis Allan Anderson

Real Estate, Trusts, Bankruptcy, Medical Malpractice, Civil & Human Rights

Status: Licensed: 46 Years

CONTACT

7 E Harrison St, Danville, IL 61832

Terrence Richard Miles

Real Estate, Bankruptcy, Personal Injury, Legal Malpractice, Bankruptcy & Debt

Status: Licensed: 37 Years

CONTACT

2 E Main St, Danville, IL 61832

Edwin C. Barney

Litigation, Divorce, Civil Rights, Collection, Transactions

Status: Licensed: 26 Years

CONTACT

208 W North St, Danville, IL 61832

Brian Charles Lawlyes

Bankruptcy, DUI-DWI, Traffic, Personal Injury

Status: Licensed: 31 Years

CONTACT

15 North Vermilion Street, Danville, IL 61832

Michael Merlie

Bankruptcy

Status: Licensed: 52 Years

CONTACT

114 N. Walnut Street, Danville, IL 61832

Pamela Sue Howell

Adoption, Americans with Disabilities Act , Transactions, Collection

Status: Licensed: 48 Years

CONTACT

48 N. Vermilion St., Danville, IL 61832

William Roy Scott

Federal Appellate Practice, Estate Planning, Business & Trade, Bankruptcy

Status: Licensed: 50 Years

CONTACT

123 N Garrard St, Rantoul, IL 61866

800-814-6700

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

FDCPA

See Fair Debt Collections & Practices Act.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

Stockland Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Kenneth A. Leshen

Scott N. Sliwinski

Jared Lee Trigg

Curtis Allan Anderson

Terrence Richard Miles

Edwin C. Barney

Brian Charles Lawlyes

Michael Merlie

Pamela Sue Howell

William Roy Scott

TIPS

LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

NONEXEMPT PROPERTY

FDCPA

GUARANTEED RESERVATION

PRESUMED ABUSE

NUISANCE FEES

SOLE PROPRIETORSHIP

FAIR CREDIT BILLING ACT (FCBA)

CREDIT FILE

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