Stockland Bankruptcy & Debt Lawyer, Illinois, page 3

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Mark Andrew Laws

Juvenile Law, Family Law, Civil Rights, Bankruptcy

Status: Licensed: 16 Years

CONTACT

350 E. Court Street, Kankakee, IL 60901

Alan Smietanski

Federal Appellate Practice, Estate, Contract, Bankruptcy

Status:

CONTACT

236 N Industrial Dr, Bradley, IL 60915

Alan Francis Smietanski

Federal Appellate Practice, Estate, Contract, Bankruptcy

Status:

CONTACT

236 N Industrial Dr, Bradley, IL 60915

Stephen Lesueur

Divorce, DUI-DWI, Civil Rights, Bankruptcy

Status: Licensed: 45 Years

CONTACT

115 N Broadway, Urbana, IL 61801

Roger L. Prillaman

Divorce, Civil Rights, Bankruptcy, Personal Injury

Status: Licensed: 45 Years

CONTACT

220 W Main St, Urbana, IL 61801

Brian Pondenis

Bankruptcy

Status: Licensed: 19 Years

CONTACT

202 S. Broadway, Urbana, IL 61801

Brian Sides

Bankruptcy & Debt, Estate Planning, Elder Law, Estate Planning

Status: Licensed: 23 Years

CONTACT

Urbana, IL 61803

Cristina Marie Manuel

Landlord-Tenant, Traffic, Estate Planning, Bankruptcy, Tax

Status: Licensed: 24 Years

CONTACT

202 S Broadway Ave, Urbana, IL 61803

Brett Kepley

Workers' Compensation, Insurance, Bankruptcy, Personal Injury

Status:

CONTACT

302 N First St, Champaign, IL 61820

Mary Ann Midden

Student Rights, Commercial Banks, Credit & Debt, Collection, Divorce

Status: Licensed: 47 Years

CONTACT

1401 W Green St, Urbana, IL 61801

800-814-6700

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LEGAL TERMS

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

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Stockland Bankruptcy & Debt Lawyer, Illinois, page 3

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Mark Andrew Laws

Alan Smietanski

Alan Francis Smietanski

Stephen Lesueur

Roger L. Prillaman

Brian Pondenis

Brian Sides

Cristina Marie Manuel

Brett Kepley

Mary Ann Midden

TIPS

LEGAL TERMS

LIQUIDATING PARTNER

MEANS TEST

CREDIT BUREAU

REDEMPTION

AUTOMATIC STAY

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

UNDUE HARDSHIP

GARNISHMENT

UNSECURED DEBT

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