Taylorville Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Fredric Benson

Administrative Law, Bankruptcy, Business Organization, Contract

Status:

CONTACT

1307 South 7th Street, Springfield, IL 62703

Denise M. Druhot

Administrative Law, Age Discrimination, Americans with Disabilities Act , Arbitration, Collection

Status:

CONTACT

205 S. Fifth Street, Springfield, IL 62701

Jarred Rahar

Collection, Child Custody, Divorce, Family Law

Status:

CONTACT

1011 North Webster Street, Taylorville, IL 62568

Aaron Calvert

Federal Appellate Practice, Misdemeanor, Civil Rights, Bankruptcy

Status: Licensed: 19 Years

CONTACT

221 W Main Cross, Taylorville, IL 62568

Monroe Douglas Mcward

DUI-DWI, Criminal, Bankruptcy, Family Law, Workers' Compensation

Status: Licensed: 41 Years

CONTACT

107 South Washington Street, Taylorville, IL 62568

Vance L. Fraley

Bankruptcy, Family Law, Estate Planning, Commercial Real Estate

Status: Licensed: 67 Years

CONTACT

104 S Othelle St, Taylorville, IL 62568

Michael Robert Glenn

Federal Appellate Practice, Natural Resources, Banking & Finance, Credit & Debt

Status: Licensed: 47 Years

CONTACT

Nokomis, IL 62075

James P O'Neal

General Practice

Status: Licensed: 51 Years

CONTACT

22 Beach View Lane, Springfield, IL 62712

Brittany Kink Toigo

International Tax, Estate Planning, Divorce, Bankruptcy

Status: Licensed: 14 Years

CONTACT

6205 Winterberry Ln, Springfield, IL 62712

Salena Rachelle Young

Traffic, Divorce & Family Law, Criminal, Bankruptcy

Status: Licensed: 23 Years

CONTACT

3717 Kerry Blvd, Springfield, IL 62712

800-814-6700

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LEGAL TERMS

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

Taylorville Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Fredric Benson

Denise M. Druhot

Jarred Rahar

Aaron Calvert

Monroe Douglas Mcward

Vance L. Fraley

Michael Robert Glenn

James P O'Neal

Brittany Kink Toigo

Salena Rachelle Young

TIPS

LEGAL TERMS

BANKRUPTCY TRUSTEE

TRUTH IN LENDING ACT (TILA)

DOING BUSINESS AS (DBA)

SETOFF

GENERAL PARTNER

GUARANTOR

401(K) PLAN

NO-FAULT INSURANCE

FDCPA

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