Taylorville Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Fredric Benson

Administrative Law, Bankruptcy, Business Organization, Contract

Status:

CONTACT

1307 South 7th Street, Springfield, IL 62703

Denise M. Druhot

Administrative Law, Age Discrimination, Americans with Disabilities Act , Arbitration, Collection

Status:

CONTACT

205 S. Fifth Street, Springfield, IL 62701

Jarred Rahar

Collection, Child Custody, Divorce, Family Law

Status:

CONTACT

1011 North Webster Street, Taylorville, IL 62568

Aaron Calvert

Federal Appellate Practice, Misdemeanor, Civil Rights, Bankruptcy

Status: Licensed: 19 Years

CONTACT

221 W Main Cross, Taylorville, IL 62568

Monroe Douglas Mcward

DUI-DWI, Criminal, Bankruptcy, Family Law

Status: Licensed: 41 Years

CONTACT

107 South Washington Street, Taylorville, IL 62568

Vance L. Fraley

Bankruptcy, Family Law, Estate Planning, Commercial Real Estate

Status: Licensed: 67 Years

CONTACT

104 S Othelle St, Taylorville, IL 62568

Michael Robert Glenn

Federal Appellate Practice, Natural Resources, Banking & Finance, Credit & Debt

Status: Licensed: 47 Years

CONTACT

Nokomis, IL 62075

James P O'Neal

General Practice

Status: Licensed: 51 Years

CONTACT

22 Beach View Lane, Springfield, IL 62712

Brittany Kink Toigo

International Tax, Estate Planning, Divorce, Bankruptcy

Status: Licensed: 14 Years

CONTACT

6205 Winterberry Ln, Springfield, IL 62712

Salena Rachelle Young

Traffic, Divorce & Family Law, Criminal, Bankruptcy

Status: Licensed: 23 Years

CONTACT

3717 Kerry Blvd, Springfield, IL 62712

800-814-6700

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

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Taylorville Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Fredric Benson

Denise M. Druhot

Jarred Rahar

Aaron Calvert

Monroe Douglas Mcward

Vance L. Fraley

Michael Robert Glenn

James P O'Neal

Brittany Kink Toigo

Salena Rachelle Young

TIPS

LEGAL TERMS

SETOFF

DOING BUSINESS AS (DBA)

CREDIT COUNSELING

S CORPORATION

TRADE DRESS

NONDISCHARGEABLE DEBTS

FRATERNAL BENEFIT SOCIETY BENEFITS

SECRET WARRANTY PROGRAM

MEETING OF CREDITORS

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