Taylorville Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Fredric Benson

Administrative Law, Bankruptcy, Business Organization, Contract

Status:

CONTACT

1307 South 7th Street, Springfield, IL 62703

Denise M. Druhot

Administrative Law, Age Discrimination, Americans with Disabilities Act , Arbitration, Collection

Status:

CONTACT

205 S. Fifth Street, Springfield, IL 62701

Kyle Robert Burkhardt

Transactions, Bankruptcy

Status: Licensed: 51 Years

CONTACT

111 E Main Street, Decatur, IL 62523

Joseph Basola

Workers' Compensation, Banking & Finance, Bankruptcy, Personal Injury

Status: Licensed: 53 Years

CONTACT

234 S Franklin St, Decatur, IL 62523

Matthew James Scoggins

Banking & Finance, Collection

Status: Licensed: 11 Years

CONTACT

111 East Main Street, Decatur, IL 62523

Joseph Mccune

Litigation, Litigation, Collection, Bankruptcy

Status: Licensed: 25 Years

CONTACT

111 E Main Street, Decatur, IL 62523

Janice Driggers

Real Estate, Divorce & Family Law, Criminal, Bankruptcy, Bankruptcy

Status: Licensed: 15 Years

CONTACT

111 E. Main Street, Decatur, IL 62523

Veronika Louise Jones

Commercial Real Estate, Landlord-Tenant, Mediation, Bankruptcy

Status: Licensed: 24 Years

CONTACT

111 E Main St, Decatur, IL 62523

Amanda Jordan Wiese

Mediation, Civil Rights, Civil & Human Rights, Bankruptcy

Status: Licensed: 10 Years

CONTACT

111 E Main St, Decatur, IL 62525

John Gregory Scott

Collection

Status: Licensed: 38 Years

CONTACT

111 E Main St, Decatur, IL 62525

800-814-6700

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

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Taylorville Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Fredric Benson

Denise M. Druhot

Kyle Robert Burkhardt

Joseph Basola

Matthew James Scoggins

Joseph Mccune

Janice Driggers

Veronika Louise Jones

Amanda Jordan Wiese

John Gregory Scott

TIPS

LEGAL TERMS

PRESUMED ABUSE

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

TOXIC TORT

SOLE PROPRIETORSHIP

IRS EXPENSES

UNDUE HARDSHIP

C CORPORATION

CREDIT COUNSELING

CREDIT BUREAU

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