Hardin Bankruptcy & Debt Lawyer, Illinois, page 5

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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Kathleen A. Fleshren

Estate Planning, Family Law, Elder Law, Bankruptcy

Status: Licensed: 38 Years

CONTACT

8787 State St, East Saint Louis, IL 62203

Joel Alan Kunin

Litigation, Visa, Bankruptcy, Personal Injury, Banking & Finance

Status:

CONTACT

2227 S State Rt 157, Edwardsville, IL 62025

Erin Lyn Beavers

Federal Appellate Practice, Personal Injury, Bankruptcy & Debt, Mesothelioma

Status: Licensed: 8 Years

CONTACT

156 N Main St, Edwardsville, IL 62025

Martavious Thomas

Civil Rights, Bankruptcy & Debt, Personal Injury

Status: Licensed: 23 Years

CONTACT

156 N Main Street, Edwardsville, IL 62025

Robert Bruegge

Estate Planning, Business, Collection, Bankruptcy, Public Finance

Status:

CONTACT

2227 South State Route 157, Edwardsville, IL 62025

Sandra Tatoian

Commercial Real Estate, Litigation, Civil Rights, Transactions, Collection

Status: Licensed: 23 Years

CONTACT

2227 S State Rte 157, Edwardsville, IL 62025

Steven Stanton

Bankruptcy, Collection

Status: Licensed: 40 Years

CONTACT

Edwardsville, IL 62025

Thomas Ludwig

Collection

Status: Licensed: 19 Years

CONTACT

10 Sunset Hills Professional Center, Edwardsville, IL 62025

Wendy Julian

Estate Planning, Divorce & Family Law, Business & Trade, Bankruptcy, Traffic

Status: Licensed: 14 Years

CONTACT

156 N Main St, Edwardsville, IL 62025

William Asa

Commercial Real Estate, Litigation, Criminal, Collection

Status:

CONTACT

216 North Main Street, Edwardsville, IL 62025

800-814-6700

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FDCPA

See Fair Debt Collections & Practices Act.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

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Hardin Bankruptcy & Debt Lawyer, Illinois, page 5

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Kathleen A. Fleshren

Joel Alan Kunin

Erin Lyn Beavers

Martavious Thomas

Robert Bruegge

Sandra Tatoian

Steven Stanton

Thomas Ludwig

Wendy Julian

William Asa

TIPS

LEGAL TERMS

MEANS TEST

CURRENT MONTHLY INCOME

LIMITED PARTNERSHIP

GUARANTEED RESERVATION

S CORPORATION

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

TRUTH IN LENDING ACT (TILA)

FDCPA

TOXIC TORT

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