Hardin Bankruptcy & Debt Lawyer, Illinois, page 5

Sponsored Law Firm

x
Click For More Info:

Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
5. Visit:
6. Website
7. Profile

Kathleen A. Fleshren

Estate Planning, Family Law, Elder Law, Bankruptcy

Status: Licensed: 38 Years

CONTACT

8787 State St, East Saint Louis, IL 62203

Joel Alan Kunin

Litigation, Visa, Bankruptcy, Personal Injury, Banking & Finance

Status:

CONTACT

2227 S State Rt 157, Edwardsville, IL 62025

Erin Lyn Beavers

Federal Appellate Practice, Personal Injury, Bankruptcy & Debt, Mesothelioma

Status: Licensed: 7 Years

CONTACT

156 N Main St, Edwardsville, IL 62025

Martavious Thomas

Civil Rights, Bankruptcy & Debt, Personal Injury

Status: Licensed: 23 Years

CONTACT

156 N Main Street, Edwardsville, IL 62025

Robert Bruegge

Estate Planning, Business, Collection, Bankruptcy, Public Finance

Status:

CONTACT

2227 South State Route 157, Edwardsville, IL 62025

Sandra Tatoian

Commercial Real Estate, Litigation, Civil Rights, Transactions, Collection

Status: Licensed: 23 Years

CONTACT

2227 S State Rte 157, Edwardsville, IL 62025

Steven Stanton

General Practice

Status: Licensed: 40 Years

CONTACT

Edwardsville, IL 62025

Thomas Ludwig

Collection

Status: Licensed: 18 Years

CONTACT

10 Sunset Hills Professional Center, Edwardsville, IL 62025

Wendy Julian

Estate Planning, Divorce & Family Law, Business & Trade, Bankruptcy, Traffic

Status: Licensed: 14 Years

CONTACT

156 N Main St, Edwardsville, IL 62025

William Asa

Commercial Real Estate, Litigation, Criminal, Collection

Status:

CONTACT

216 North Main Street, Edwardsville, IL 62025

800-814-6700

Free Help: Use This Form or Call 800-814-6700

Call me for fastest results!
800-814-6700

Free Help: Use This Form or Call 800-814-6700

By submitting this request, I authorize you to forward my information to multiple potential lawyers and I agree to your Terms of Use and Privacy Policy including the Consent to Receive Automated Phone Calls, Emails and Texts. Information you provide is not privileged or confidential.

LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

Hardin Bankruptcy & Debt Lawyer, Illinois, page 5

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Kathleen A. Fleshren

Joel Alan Kunin

Erin Lyn Beavers

Martavious Thomas

Robert Bruegge

Sandra Tatoian

Steven Stanton

Thomas Ludwig

Wendy Julian

William Asa

TIPS

LEGAL TERMS

REDEMPTION

UNSECURED DEBT

IRS EXPENSES

MEANS TEST

TRADE NAME

LOSS DAMAGE WAIVER (LDW)

BANKRUPTCY

COLLECTION AGENCY

CREDIT FILE

SORT BY:

FILTER BY:

PRACTICE AREAS 30

NEARBY CITY SUGGESTIONS