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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Kenneth A. Leshen

Adoption, Bankruptcy, Corporate, Business Organization

Status:

CONTACT

One Dearborn Square, Kankakee, IL 60901

Scott N. Sliwinski

Child Support, Corporate, Business Organization, Bankruptcy

Status:

CONTACT

One Dearborn Square, Kankakee, IL 60901

Neill Paul Schurter

Agriculture, Adoption, Criminal, Bankruptcy, Government

Status: Licensed: 58 Years

CONTACT

404 Moraine Drive, Rantoul, IL 61866

Craig Ray Hunt

Federal Appellate Practice, Estate Planning, Business & Trade, Bankruptcy

Status: Licensed: 42 Years

CONTACT

123 N Garrard St, Rantoul, IL 61866

William Roy Scott

Federal Appellate Practice, Estate Planning, Business & Trade, Bankruptcy

Status: Licensed: 50 Years

CONTACT

123 N Garrard St, Rantoul, IL 61866

Steven Abraham Amjad

Landlord-Tenant, Business, Collection, Personal Injury

Status: Licensed: 23 Years

CONTACT

104 South East St, Mahomet, IL 61853

David George Giffin

Family Law, Elder Law, Traffic, Juvenile Law, Collection

Status: Licensed: 7 Years

CONTACT

108 East Anthony Drive, Urbana, IL 61802

James Richard Ping

Real Estate, Estate, Divorce & Family Law, Bankruptcy & Debt, Traffic

Status: Licensed: 25 Years

CONTACT

108 East Anthony Drive, Urbana, IL 61802

Sarah Ruth Duffy

Personal Injury, Collection, Divorce, Estate Planning

Status: Licensed: 18 Years

CONTACT

210 N Main St, Pontiac, IL 61764

Sarah Duffy

Personal Injury, Collection, Divorce, Estate Planning

Status: Licensed: 18 Years

CONTACT

210 N Main St, Pontiac, IL 61764

800-814-6700

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LEGAL TERMS

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

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Melvin Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Kenneth A. Leshen

Scott N. Sliwinski

Neill Paul Schurter

Craig Ray Hunt

William Roy Scott

Steven Abraham Amjad

David George Giffin

James Richard Ping

Sarah Ruth Duffy

Sarah Duffy

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LEGAL TERMS

DOING BUSINESS AS (DBA)

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

TOXIC TORT

UNDUE HARDSHIP

SECRET WARRANTY PROGRAM

DEBT COLLECTOR

INTEREST

NONDISCHARGEABLE DEBTS

COSIGNER

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