Melvin Bankruptcy & Debt Lawyer, Illinois, page 2

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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Briana Czajka

Bankruptcy, Bankruptcy & Debt, International Tax, Transactions

Status: Licensed: 45 Years

CONTACT

307 West Washington Street, Pontiac, IL 61764

Brian Michael Gabor

Traffic, Divorce, DUI-DWI, Collection

Status: Licensed: 27 Years

CONTACT

207 W Madison St, Pontiac, IL 61764

Curtis W. Myers

Real Estate, Trusts, Adoption, Bankruptcy

Status: Licensed: 52 Years

CONTACT

222 W Madison St, Pontiac, IL 61764

Guy Charles Hall

Tax, Health Care Other, Municipal, Collection, Real Estate

Status: Licensed: 42 Years

CONTACT

301 N Neil St, Champaign, IL 61820

Brett Kepley

Workers' Compensation, Insurance, Bankruptcy, Personal Injury

Status:

CONTACT

302 N First St, Champaign, IL 61820

Stephanie Ann Hall

Family Law, Real Estate, Government, Business, Bankruptcy & Debt

Status: Licensed: 12 Years

CONTACT

306 W Church St, Champaign, IL 61820

Jason Bartell

Bankruptcy & Debt, Commercial Bankruptcy, Business, Merger & Acquisition

Status: Licensed: 28 Years

CONTACT

10 East Main Street, Champaign, IL 61820

Joseph Chamley

Municipal, Estate Planning, Banking & Finance, Bankruptcy

Status: Licensed: 31 Years

CONTACT

44 Main St, Champaign, IL 61820

Andrew Hatch

Divorce, DUI-DWI, Civil Rights, Collection

Status: Licensed: 24 Years

CONTACT

100 N Chestnut St, Champaign, IL 61820

William Hatch

Estate Planning, Divorce, DUI-DWI, Collection

Status: Licensed: 57 Years

CONTACT

100 N Chestnut St, Champaign, IL 61820

800-814-6700

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LEGAL TERMS

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

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Melvin Bankruptcy & Debt Lawyer, Illinois, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Briana Czajka

Brian Michael Gabor

Curtis W. Myers

Guy Charles Hall

Brett Kepley

Stephanie Ann Hall

Jason Bartell

Joseph Chamley

Andrew Hatch

William Hatch

TIPS

LEGAL TERMS

DEFINED CONTRIBUTION PLAN

UNSECURED DEBT

DOING BUSINESS AS (DBA)

CHAPTER 13 PLAN

SECURED DEBT

PREFERENCE

TRADE DRESS

DEBT COLLECTOR

CREDIT INSURANCE

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